Webster Bank, rooted in American financial history, holds a rich narrative marked by growth and adaptation to the evolving economic landscape. Initially founded as the First Federal Savings of Waterbury in Connecticut by Harold Webster Smith in 1935, Webster Bank was the manifestation of a 24-year-old's vision to offer home loans to the local populace. Through borrowed capital from close relations, Smith propelled the institution into the banking sector, marking the onset of a journey toward becoming a commercial bank. His tenure saw him at the helm as CEO until 1987, and later as chairman until 1995 when the institution adopted the name Webster Bank to honor its founder's legacy​​. To Read Core Details Of Webster Bank In short CLick Here.

The evolution of Webster Bank reflects a series of strategic decisions and expansions. Noteworthy milestones include its transition to stock ownership in 1986, the acquisition of Eagle Bank in 1998, which pushed its branch count over 100, and its listing on the New York Stock Exchange in 2002. The bank's growth trajectory continued with acquisitions like that of NewMil Bank in 2006 and 17 Citibank branches in the Boston area in 2016. The recent merger with Sterling National Bank in 2022, which shifted its headquarters to Stamford from Waterbury, significantly bolstered its asset base and extended its reach in the metropolitan New York City area, including New Jersey​.

Webster Bank is classified as a commercial bank under a national (federal) charter, with its operations overseen by the Office of the Comptroller of the Currency (OCC). Being a member of the Federal Deposit Insurance Corporation (FDIC), it operates under the FDIC certificate number 18221, ensuring a layer of protection for its customers' deposits​​. It's routing number 221970443. Here is the list of Webster Bank Routing Numbers CLick Here. As of the latest data, Webster Bank boasts 269 branches spread across four states, namely Connecticut, New York, Massachusetts, and Rhode Island, marking its presence as the 43rd largest bank in the US by branch count​.

The bank has tailored its services to resonate with modern banking needs, offering a blend of digital conveniences and personalized attention. Customers can manage their finances on-the-go through Webster's personal mobile banking platform, enjoying real-time access to their accounts in a secure digital environment​​. Furthermore, the bank emphasizes the ease of everyday financial transactions for both personal and business customers, aiming to foster a thriving economic relationship with them​.

Webster Bank's banking policy encompasses a set of online account terms and conditions, alongside a privacy notice to safeguard customers' personal information. These measures are in line with the California Consumer Privacy Act (CCPA), underscoring the bank's commitment to adhering to legal and ethical standards in protecting consumer data​​.

The narrative of Webster Bank unfolds a story of a local bank morphing into a significant player in the regional banking sector, underpinned by a blend of traditional banking ethos and modern-day digital conveniences.


Bank Name Webster Bank
Headquarters 137 Bank St, Waterbury, Connecticut 06702
Bank Class National Bank - FED Member
CEO John R. Ciulla
Bank FDIC Certificate #18221
Swift Code WENAUS31XXX
Atm's 300
Location 269 Branches in 4 states
Routing Number Click Here
President John R. Ciulla
Customer Service 1 (800) 325-2424
Credit Card Support 1 (800) 325-2424
Number of Employees 3400
ISIN US9478901096
Area Served Connecticut, Massachusetts, Rhode Island and the New York Metro
Key People John R. Ciulla (President and CEO) James C. Smith (Chairman)
Website https://www.websterbank.com/




A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


WENA Bank code
US Country code
31 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.


Below is a list of some important events in banks history, including mergers and acquisitions.

01-01-1870 Institution established. Original name: Bristol Savings Bank.
09-30-1976 Changed Institution Name to Bristol Savings Bank.
03-03-1994 Changed Organization Type to Stock Savings Bank.
11-01-1995 Changed Chartering Agency to Ots.
11-01-1995 Changed Primary Federal Regulatory Agency to Ots.
11-01-1995 Changed Institution Name to Webster Bank.
11-01-1995 Main Office moved to 145 Bank Street, Webster Plaza, Waterbury, CT 06702.
11-01-1995 Acquired First Federal Bank, a federal savings bank (29574) in Waterbury, CT.
11-01-1995 Acquired Shelton Savings Bank (27162) in Shelton, CT.
11-01-1995 Changed Trust Powers to N/a.
11-01-1995 Main Office moved to 145 Bank Street, Webster Plaza, Waterbury, CT 06702.
01-31-1997 Changed Trust Powers to Full.
01-31-1997 Acquired The Derby Savings Bank (18192) in Derby, CT.
07-31-1997 Acquired Peoples Savings Bank & Trust (18211) in New Britain, CT.
04-15-1998 Acquired Eagle Bank (28052) in Bristol, CT.
04-21-1999 Acquired Maritime Bank & Trust Company (33402) in Essex, CT.
05-19-1999 Acquired The Village Bank & Trust Company (21819) in Ridgefield, CT.
12-01-1999 Acquired Community Bank (26193) in Bristol, CT.
12-01-1999 Acquired The Equity Bank (27036) in Wethersfield, CT.