Fifth Third Bank, a subsidiary of Fifth Third Bancorp, has a rich history that dates back to 1858 when it was founded as the Bank of the Ohio Valley in Cincinnati by William W. Scarborough and eleven other entrepreneurs. It became the Third National Bank in 1863 after receiving one of the first national bank charters under the Federal Banking Act. In 1908, a merger with Fifth National Bank led to the formation of Fifth-Third National Bank, which later evolved into Fifth Third Bank. Over the years, through a series of mergers and acquisitions, it has grown to become the 16th largest bank in the United States, boasting nearly $140 billion in assets. Currently, Fifth Third Bank operates 1033 branches across 10 states, significantly impacting the Cincinnati community where it originated​​.

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Headquartered in 38 Fountain Square Plaza, Cincinnati, Ohio 45202, Fifth Third Bancorp, the holding entity, operates 12 banking affiliates managed autonomously across six states, including Ohio, Kentucky, Indiana, Arizona, Florida, and Michigan, with more than 495 banking locations. Fifth Third Bank is one of the largest consumer banks in the Midwestern United States, catering to a diverse client base spanning retail, small business, corporate, and investment clients​​.

Fifth Third Bank offers a range of banking services including basic checking and savings accounts, loans, and investment accounts for both individuals and businesses. It continues to expand its territorial reach by opening new branches, blending standard and modern banking services to cater to the evolving needs of its clientele​​.

The bank is a member of the Federal Reserve Systems (FRS) and is classified under the National Banks charter class. It holds the FDIC certification #6672, with its main office situated at 38 Fountain Square Plaza, Cincinnati, OH 45202. The bank operates 1,087 domestic locations across 12 states and 50,000 ATMs. For wire transfers, the routing number associated with Fifth Third Bank is 042000314​. Here is the list of Fifth Third Bank Routing Numbers CLick Here.

In terms of governance and banking policies, Fifth Third Bancorp has established corporate governance guidelines, a Code of Business Conduct and Ethics, and various board committee charters to ensure integrity and public trust. They also prioritize sustainability, as highlighted in their 2022 Sustainability Report, and offer a range of fraud protection measures for account security. The bank's Preferred Banking Program provides complimentary services like exclusive personal checks, small safe deposit boxes, and waived fees for certain accounts. Additionally, they offer convenient deposit options including direct deposit services for regular income recipients, aiming to make banking simple, secure, and convenient for all their customers.


Bank Name Fifth Third Bank
Headquarters 38 Fountain Square Plaza, Cincinnati, Ohio 45202
Bank Class National Bank - FED Member
CEO Timothy N. Spence
Bank FDIC Certificate #6672
Atm's 50,000
Location 1087 Branches in 12 states
Routing Number Click Here
President Timothy N. Spence
Customer Service 1 (800) 972-3030
Credit Card Support 1 (800) 782-0279
Number of Employees 19,112
ISIN US3167731005
Area Served Regional


State Fifth Fird Bank routing number State Fifth Fird Bank routing number State Fifth Fird Bank routing number
Central Florida 063109935 North Florida 063113057 South Florida 067091719
Tampa, Florida 063103915 Chicago 071923909 Central Indiana 074908594
Southern Indiana 086300041 Central Kentucky 042101190 Northern Kentucky 042100230
Southwestern Kentucky 083002342 Eastern Michigan 072405455 Northern Michigan 072401404
Western Michigan 072400052 St. Louis, Missouri 081019104 North Carolina 053100737
Cincinnati, Ohio 042000314 Columbus, Ohio 044002161 Northeastern Ohio 041002711
Northwestern Ohio 041200050 Southern Ohio 042207735 Western Ohio 042202196
Western Pennsylvania 043018868 Tennessee 064103833 Georgia 263190812


A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


FTBC Bank code
US Country code
3C Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.


Below is a list of some important events in banks history, including mergers and acquisitions.

01-01-1865 Institution established. Original name: The Citizens National Bank & Trust Company of Piqua.
12-31-1963 Changed Institution Name to The Miami Citizens National Bank & Trust Company.
01-01-1987 Changed Institution Name to Citizens Heritage Bank, National Association.
01-01-1987 Acquired Heritage National Bank and Trust Company (6673) in Piqua, OH.
01-01-1989 Changed Institution Name to The Fifth Third Bank of Miami Valley, National Association.
11-30-1989 Acquired The Citizens State Bank of Greenville, OHio (8650) in Greenville, OH.
11-25-1991 Changed Institution Name to The Fifth Third Bank of Western Ohio, National Association.
11-25-1991 Main Office moved to 123 Market Street, Piqua, OH 45356.
11-25-1991 Acquired The Fifth Third Bank of Western Ohio, National Association (24673) in Wapakoneta, OH.
09-05-1992 Acquired First Lima National Bank of Lima, OHio (28452) in Lima, OH.
08-01-1994 Changed Chartering Agency to State.
08-01-1994 Changed Primary Federal Regulatory Agency to Fed.
08-01-1994 Changed Institution Name to Fifth Third Bank of Western Ohio.
06-21-1997 Main Office moved to One South Main Street, Dayton, OH 45402.
08-15-1998 Acquired Citizens Federal Bank, F.s.b., a Federal Savings Bank (29119) in Dayton, OH.
11-10-1998 Main Office moved to One South Main Street, Dayton, OH 45402.
06-30-1999 Main Office moved to 110 North Main Street, Dayton, OH 45402.
12-29-2000 Changed Institution Name to Fifth Third Bank.
12-29-2000 Main Office moved to 38 Fountain Square Plaza, Cincinnati, OH 45263.