Truist Bank, with its modern identity, was established on December 6, 2019, as a result of a merger between BB&T Corporation and SunTrust Banks, although its roots can be traced back to institutions founded in the 1800s. The merger led to the creation of a bank holding company headquartered at the Truist Center on 214 North Tryon Street, Charlotte, North Carolina. As of 2023, the bank operates 2,781 branches across 18 states including North Carolina, South Carolina, Virginia, Maryland, West Virginia, Kentucky, Tennessee, Georgia, Florida, Alabama, Indiana, Texas, New Jersey, Ohio, Pennsylvania, and Washington, D.C.

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Truist Financial Corporation, the parent entity of Truist Bank, offers a gamut of financial services and products ranging from consumer and commercial banking to investment banking, insurance, and mortgages. With a significant presence in the United States, Truist Bank is the 9th largest bank in the country as of August 2023, boasting assets worth $514 billion. The bank also extends into the global insurance brokerage sector through Truist Insurance Holdings, standing as the seventh-largest insurance broker worldwide.

The FDIC certificate number for Truist Bank is 9846, indicating its membership with the Federal Deposit Insurance Corporation (FDIC), which insures deposits at banks and thrifts in the case of bank failures. Truist Bank has multiple routing numbers, with 061000104 and 084000013 being two of them, which are used for different types of transactions and may vary by region​. Here is the list of Truist Bank Routing Numbers CLick Here.

When it comes to banking policies, Truist Bank exhibits a customer-friendly approach. It offers a Truist One Checking account which is advertised with no overdraft-related fees. The bank has also taken a purpose-driven approach towards its checking account services by introducing new accounts with no overdraft fees to help more families access mainstream banking services and eliminating most overdraft-related fees on existing accounts. Additionally, Truist has laid out a privacy policy to ensure the security and privacy of its customers' information during online transactions.

In essence, Truist Bank encapsulates a blend of traditional and modern banking services, catering to a wide range of customer needs while also extending its reach into investment and insurance sectors. Through its extensive network of branches and progressive banking policies, Truist Bank aims to provide a comprehensive and accessible banking experience to its customers across multiple states.