TD Bank, formally known as TD Bank, N.A., is a well-established financial institution in the United States with roots that trace back to Portland, Maine. Initially founded as Portland Savings Bank in 1852, it went through a series of transformations and mergers, eventually becoming a part of the Canada-based Toronto-Dominion Bank Group in 2004, which led to the adoption of the name TD Banknorth, and later, TD Bank, N.A​​. The bank has its headquarters in Cherry Hill, New Jersey, and operates extensively within the United States, specifically along the East Coast.

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Although initially a savings bank, TD Bank has evolved over the years into a full-service bank, offering a variety of banking products and services to its customers. It operates under the larger TD Bank Group, which is publicly traded on both the Toronto Stock Exchange and the New York Stock Exchange under the ticker symbol "TD"​.

TD Bank has adopted a customer-centric approach, which is evident from its various banking policies aimed at enhancing customer experience and financial wellness. For instance, it offers a low-cost bank account known as the TD Bank Essential Banking account which is designed with easy-to-use digital tools and does not impose overdraft fees. This account comes with a modest monthly maintenance fee of $4.95 and provides 24/7 access to online and mobile banking services. Furthermore, the bank recently revised its overdraft policies to help customers avoid potential overdraft fees by allowing a $50 buffer before such fees are incurred​​.

TD Bank also demonstrates a commitment to corporate responsibility, as reflected in its Code of Conduct and Ethics. The bank ensures compliance with all applicable laws and regulations in its business dealings​​. Moreover, it has Environmental, Social, and Governance (ESG) policies in place to address various societal and environmental concerns​​.

When it comes to FDIC membership, TD Bank is a member of the Federal Deposit Insurance Corporation (FDIC) with FDIC Certificate Number 33947. The bank's routing number, crucial for processing various transactions, is available on its official website, although it may vary depending on the state where the account is held​. Here is the list of TD Bank Routing Numbers CLick Here.

TD Bank has a substantial presence in the United States with numerous branches. As of the last available data, it has over 1,200 locations spread across the East Coast, covering 16 U.S. states and the District of Columbia and 2600 ATMs​​. This extensive network facilitates the bank's objective to provide an 'unexpectedly human' banking experience to its vast clientele.

TD Bank is a reputable banking institution in the U.S. with a rich history dating back to the mid-19th century. With its customer-friendly policies, adherence to corporate responsibility, and extensive branch network, it continues to be a significant player in the financial sector, providing a range of banking services to meet the diverse needs of its customers.