Woodforest National Bank was established on September 5, 1980, and has been catering to the financial needs of its customers for over four decades. The bank is headquartered in The Woodlands, Texas. It's a privately-held bank, and as of March 2020, Woodforest National Bank had more than 788 branches spread across 17 different states and 850+ ATMs. The exact number of branches and the states they operate in are detailed; for example, in Texas alone, there are 204 branches​​.

To Read Core Details Of Woodforest National Bank In short CLick Here.

Woodforest National Bank is known for its partnership with Walmart, being its largest retail partner, and also provides financial services for Sam's Club members. It has a few branches that operate 24 hours a day and 364 days of the year, making it a convenient banking option for many​​. In addition to regular banking accounts, Woodforest National Bank offers "second chance" checking accounts for customers who might have had financial missteps in the past. These accounts come with higher fees and a longer probation period compared to traditional banks, but they provide an avenue for both personal and commercial customers to rebuild their financial standing.

The bank is categorized as a National Bank, and it is insured by the Federal Deposit Insurance Corporation (FDIC), with the certificate #23220​. However, there seems to be more than one routing number associated with Woodforest National Bank, with one source listing it as 314972853​ and for all CLick Here​. It's important to note that routing numbers can vary by state and by the type of transaction being performed, so customers are advised to confirm the correct routing number with the bank or refer to their personal checks for accurate information. Here is the list of Woodforest National Bank Routing Numbers CLick Here.

The bank's policies are tailored to cater to a diverse customer base, ranging from individuals to businesses. Their "second chance" checking accounts are particularly notable as they provide an opportunity for customers to re-establish their financial stability. Woodforest National Bank continues to be a significant player in the retail banking sector, especially through its strong partnership with retail giants like Walmart and Sam’s Club.


Bank Name Woodforest National Bank
Headquarters 1330 Lake Robbins Drive, The Woodlands, Texas 77380
Bank Class National Bank - FED Member
CEO James Dreibelbis
Bank FDIC Certificate #23220
Swift Code WONAUS44XXX
Atm's 850+
Location 788 Branches in 17 states
Routing Number Click Here
Customer Service 1 (877) 968-7962
Credit Card Support 1 (866) 682-7045
Number of Employees 4,843
Parent Woodforest Financial Group
Area Served Regional
Website https://www.woodforest.com/


ABA State Counties
314972853 Alabama All
314972853 Florida All
314972853 Georgia All
081226829 Illinois Adams, Alexander, Bond, Brown, Calhoun, Clay, Clinton, Crawford, Edwards, Effingham, Fayette, Franklin, Gallatin, Greene, Hamilton, Hardin, Jackson, Jasper, Jefferson, Jersey, Johnson, Lawrence, Macoupin, Madison, Marion, Massac, Monroe, Montgomery, Morgan, Perry, Pike, Pope, Pulaski, Randolph, Richland, Saline, Scott, St. Clair, Union, Wabash, Washington, Wayne, White, Williamson
071926809 Illinois All remaining counties
081226829 Indiana Clark, Crawford, Daviess, Dubois, Floyd, Gibson, Greene, Harrison, Jackson, Jefferson, Knox, Lawrence, Martin, Orange, Perry, Pike, Posey, Scott, Spencer, Sullivan, Switzerland, Vanderburgh, Warrick, Washington
071926809 Indiana All remaining counties
314972853 Kentucky All
314972853 Louisiana All
053112592 Maryland All
314972853 Mississippi All
314972853 New York All
053112592 North Carolina All
044115809 Ohio All
044115809 Pennsylvania Allegheny, Armstrong, Beaver, Butler, Clarion, Crawford, Erie, Fayette, Forest, Greene, Indiana, Jefferson, Lawrence, Mercer, Somerset, Venango, Warren, Washington, Westmoreland
031319058 Pennsylvania All remaining counties
314972853 South Carolina All
113008465 Texas All
314972853 TX - Refugio All
053112592 Virginia All
044115809 West Virginia Brooke, Hancock, Marshall, Ohio, Tyler, Wetzel
053112592 West Virginia All remaining counties


A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


WONA Bank code
US Country code
44 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.


Below is a list of some important events in banks history, including mergers and acquisitions.

09-05-1980 Institution established. Original name: Woodforest National Bank.
04-01-1986 Main Office moved to 13301 East Freeway Drive, Houston, TX 77015.
04-01-1986 Acquired Bank of Woodforest (26438) in Houston, TX.
07-07-1995 Acquired National Bank of Conroe (24469) in Conroe, TX.
04-01-1999 Acquired Highlands Bank (17656) in Highlands, TX.
09-02-2008 Main Office moved to 1330 Lake Robbins Drive, The Woodlands, TX 77380.
05-01-2011 Acquired Woodforest Bank (31123) in Refugio, TX.