Bank of the West, established in 1874, has a rich history that spans almost a century and a half. Initially founded as the Farmers National Gold Bank of San Jose, California, it later changed its name to Bank of the West. The bank's headquarters is located at 320 S Canal St Chicago, IL 60606, although it has significant support centers in Omaha, Fargo, Denver, and the Greater Los Angeles area. For years, Bank of the West operated as a notable financial institution in the Midwest and Western United States, boasting over 600 branches and offices.

To Read Core Details Of Bank of the West In short CLick Here.

The bank has seen a number of changes in ownership over the decades. From 1979 to 2023, it was owned by the French banking group BNP Paribas. However, in April, 2024, the Canadian banking group Bank of Montreal (BMO) acquired Bank of the West, with plans to absorb it into BMO's U.S. subsidiary, BMO Harris Bank. This transition was completed on September 4, 2023, when Bank of the West officially ceased operations and merged with BMO Bank, N.A.

Bank of the West was a FDIC-insured institution, which means it adhered to the standards and regulations set forth by the Federal Deposit Insurance Corporation (FDIC). However, there's conflicting information regarding the FDIC Certificate Number of Bank of the West, as different sources provide different numbers (25703, 3514, and 03514)​. But the new FDIC Cert #16571 The FDIC's official site for Bank of the West mentions the bank's charter class as state chartered banks not members of the Federal Reserve System, under the primary federal regulator FDIC​​. It's recommended to contact the FDIC directly for the accurate FDIC Certificate Number.

The bank's routing number, essential for domestic and international wire transfers as well as ACH transfers, is 121100782​. At its peak, Bank of the West operated with 504 branches spread across 19 states, predominantly in California, Colorado, Nebraska, Oregon, and New Mexico. Here is the list of Bank of the West Routing Numbers CLick Here.

Bank of the West's banking policies, like most financial institutions, would have encompassed a range of topics including account management, lending, privacy, and security among others. However, with its acquisition and merger into BMO, former Bank of the West customers would now adhere to BMO's policies.


Bank Name Bank of the West
Headquarters 320 S Canal St Chicago, IL 60606
Bank Class State Chartered - FED Nonmember Bank
CEO Nandita Bakhshi
Bank FDIC FDIC Cert #16571
Swift Code BWSTUS66XXX
Location 504 Branches in 19 states
Routing Number Click Here
President Nandita Bakhshi
Customer Service 1 (800) 488-2265
Credit Card Support 1 (800) 996-2638
Number of Employees 9,261


Type of wire transfer Bank of the West routing number
Domestic Wire Transfer 121100782
International Wire Transfer to Bank of the West account in the USA 121100782


A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


BWST Bank code
US Country code
66 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.


Below is a list of some important events in banks history, including mergers and acquisitions.

01-01-1874 Institution established. Original name: The First National Bank of San Jose.
05-01-1972 Acquired in , .
05-01-1972 Main Office moved to First And Santa Clara Streets, San Jose, CA 95108.
07-31-1974 Acquired Hayward National Bank (19155) in Hayward, CA.
01-02-1979 Institution withdraws from membership in the Federal Reserve System.
01-02-1979 Changed Chartering Agency to State.
01-02-1979 Changed Institution Name to Bank of the West.
03-18-1980 Main Office moved to 180 Montgomery Street, San Francisco, CA 94126.
03-18-1980 Acquired French Bank of California (20721) in San Francisco, CA.
07-23-1987 Acquired Bank of Los Gatos, National Association (25285) in Los Gatos, CA.
05-21-1990 Acquired Central Bank (17489) in San Francisco, CA.
04-10-1992 Acquired Atlantic Financial Federal Savings Bank (33466) in San Francisco, CA as part of a government assisted merger.
06-28-1994 Main Office moved to 180 Montgomery Street, 25th Floor, San Francisco, CA 94126.
04-29-1996 Acquired Northbay Savings Bank, Fsb (31483) in Petaluma, CA.
06-30-1996 Main Office moved to 180 Montgomery Street, San Francisco, CA 94104.
11-01-1998 Acquired Pacific One Bank (34181) in Portland, OR.
07-01-1999 Acquired SierraWest Bank (23323) in Truckee, CA.
02-16-2001 Acquired First Security Bank of New Mexico, National Association (2233) in Albuquerque, NM.
04-01-2002 Acquired United California Bank (20589) in Los Angeles, CA.