WaFd Bank (Washington Federal Bank), originally founded as Ballard Savings and Loan on April 24, 1917, by a group of business owners in Ballard, a community north of Seattle, emerged amidst the throes of World War I. The bank was established just a week after the United States entered the war against Germany. This venture, initiated in a fishing and lumbering locality, gradually evolved into Washington Federal, which later underwent a rebranding in 2021 to become the WaFd Bank we are familiar with today​​. The headquarters of WaFd Bank is nestled in the bustling city of Seattle, Washington​. To Read Core Details Of WaFd Bank In short CLick Here.

WaFd Bank, as a banking institution, belongs to the category of regional banks, but its substantial presence, encapsulating 235 branches sprawled across eight states in the western U.S., renders it a notable figure in the national banking scene. The states it operates in include Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, and Texas​​. The bank has been honored with the title of "Best Large Bank of 2022" in Washington, showcasing its significant influence and esteem in the banking sector​​.

When it comes to the structural classification, WaFd Bank operates as a subsidiary of Washington Federal, Inc., a bank holding company. This facet of its organization underscores the bank's robust framework and its capability to offer a plethora of banking services​.

The bank is a member of the Federal Deposit Insurance Corporation (FDIC), bearing the certificate number 28088, which is a testament to its credibility and the security it provides to its customers' deposits​. The routing number of WaFd Bank, a crucial component for processing transactions, is 325070980​. Here is the list of WaFd Bank Routing Numbers CLick Here.

WaFd Bank's banking policy is structured to provide a comprehensive suite of services, including checking and savings accounts, mobile and online banking, as well as a variety of loan products. They have made it convenient for customers to check balances, view transactions, transfer money, deposit checks through mobile photo deposit, and achieve financial goals by managing budgets and tracking savings through their online banking platform and mobile app​​.

WaFd Bank is vigilant in maintaining a fee schedule that caters to different customer needs. For instance, their personal savings accounts have a minimum opening deposit of $25, with a monthly service charge of $6, which can be waived under certain conditions, like maintaining a specified minimum balance​​.

In a nutshell, WaFd Bank embodies a blend of historical legacy, regional connectivity, and a wide spectrum of banking services, making it a reputable and reliable banking institution in the United States.


Bank Name WaFd Bank (Washington Federal Bank)
Headquarters 425 Pike Street, Seattle, Washington 98101
Bank Class National Bank - FED Member
CEO Brent J. Beardall
Bank FDIC Certificate #28088
Swift Code WAFDUS66XXX
Atm's 40000+
Location 235 Branches in 8 states
Routing Number Click Here
Customer Service 1 (800) 324-9375
Credit Card Support 1 (800) 324-9375
Number of Employees 2142
ISIN US9388241096
Area Served Washington (81), Oregon (46), Arizona (31), Idaho (24), Nevada (11), Utah (10), New Mexico (10), Texas (5)
Website https://www.wafdbank.com/




A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


WAFD Bank code
US Country code
66 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.


Below is a list of some important events in banks history, including mergers and acquisitions.

01-01-1917 Institution established. Original name: Washington Federal Savings and Loan Association.
12-31-1978 Acquired First Federal Savings and Loan Association (29185) in Mount Vernon, WA.
06-30-1985 Main Office moved to 425 Pike St, Seattle, WA 98101.
09-16-1988 Acquired Freedom Federal Savings and Loan Association (32419) in Corvallis, OR as part of a government assisted merger.
06-22-1990 Acquired Family Federal Savings Association (32923) in Dallas, OR.
09-03-1991 Acquired First Federal Savings and Loan Association (28117) in Idaho Falls, ID.
03-12-1993 Acquired First Federal Savings Bank (28037) in Salt Lake City, UT.
11-30-1996 Main Office moved to 425 Pike Street, Seattle, WA 98101.
11-30-1996 Acquired Metropolitan Federal Savings and Loan Association of Seattle (29388) in Seattle, WA.
08-31-2003 Acquired United Savings and Loan Bank (31131) in Seattle, WA.
02-13-2007 Acquired First Federal Bank (29702) in Roswell, NM.
02-01-2008 Acquired First Mutual Bank (19835) in Bellevue, WA.
01-08-2010 Acquired Horizon Bank (22977) in Bellingham, WA as part of a government assisted merger.
07-07-2011 Changed Institution Name to Washington Federal.
07-21-2011 Changed Primary Federal Regulatory Agency to Occ.
12-16-2011 Acquired Western National Bank (57917) in Phoenix, AZ as part of a government assisted merger.
10-31-2012 Acquired South Valley Bank & Trust (22401) in Klamath Falls, OR.
07-17-2013 Institution becomes member of the Federal Reserve System.
07-17-2013 Changed Bank Class to National Bank, member of the Federal Reserve System (FRS).