WaFd Bank (Washington Federal Bank), originally founded as Ballard Savings and Loan on April 24, 1917, by a group of business owners in Ballard, a community north of Seattle, emerged amidst the throes of World War I. The bank was established just a week after the United States entered the war against Germany. This venture, initiated in a fishing and lumbering locality, gradually evolved into Washington Federal, which later underwent a rebranding in 2021 to become the WaFd Bank we are familiar with today​​. The headquarters of WaFd Bank is nestled in the bustling city of Seattle, Washington​. To Read Core Details Of WaFd Bank In short CLick Here.

WaFd Bank, as a banking institution, belongs to the category of regional banks, but its substantial presence, encapsulating 235 branches sprawled across eight states in the western U.S., renders it a notable figure in the national banking scene. The states it operates in include Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, and Texas​​. The bank has been honored with the title of "Best Large Bank of 2022" in Washington, showcasing its significant influence and esteem in the banking sector​​.

When it comes to the structural classification, WaFd Bank operates as a subsidiary of Washington Federal, Inc., a bank holding company. This facet of its organization underscores the bank's robust framework and its capability to offer a plethora of banking services​.

The bank is a member of the Federal Deposit Insurance Corporation (FDIC), bearing the certificate number 28088, which is a testament to its credibility and the security it provides to its customers' deposits​. The routing number of WaFd Bank, a crucial component for processing transactions, is 325070980​. Here is the list of WaFd Bank Routing Numbers CLick Here.

WaFd Bank's banking policy is structured to provide a comprehensive suite of services, including checking and savings accounts, mobile and online banking, as well as a variety of loan products. They have made it convenient for customers to check balances, view transactions, transfer money, deposit checks through mobile photo deposit, and achieve financial goals by managing budgets and tracking savings through their online banking platform and mobile app​​.

WaFd Bank is vigilant in maintaining a fee schedule that caters to different customer needs. For instance, their personal savings accounts have a minimum opening deposit of $25, with a monthly service charge of $6, which can be waived under certain conditions, like maintaining a specified minimum balance​​.

In a nutshell, WaFd Bank embodies a blend of historical legacy, regional connectivity, and a wide spectrum of banking services, making it a reputable and reliable banking institution in the United States.