United Community Bank, a reputable financial institution, embarked on its journey back on March 1, 1950​. Over the decades, it has expanded its roots from Blairsville, Georgia, where Union County Bank initially set up shop in 1949, to other regions, eventually incorporating as United Community Banks in 1987 and acquiring several other banks along the way​​. Today, its head office resides in Greenville, South Carolina, orchestrating the operations across its extensive network of 161 offices scattered across Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee​​. To Read Core Details Of United Community Bank In short CLick Here.

As a bank holding company, United Community Banks, Inc., operates under the ticker symbol UCBI on NASDAQ, boasting a formidable asset base of $25.9 billion​. This financial behemoth is recognized for offering a gamut of services catering to both individuals and businesses. From mundane checking and savings accounts to more nuanced financial products like mortgages, personal and auto loans, credit cards, and a plethora of investment services, United Community Bank has a robust offering that addresses the diverse financial needs of its clientele​​.

United Community Bank's narrative of growth is further illustrated by its outreach through multiple bank brands, operating more than 200 bank and ATM locations in 34 communities, primarily headquartered in Chatham, Illinois​​. The bank wears its FDIC membership as a badge of honor, with a certification ID of 16889, ensuring that its customers' deposits are well-insured​. Moreover, the bank has multiple routing numbers, with 061112843 being one of them, facilitating a smooth wire transfer service among other transactional utilities​​. Here is the list of United Community Bank Routing Numbers CLick Here.

United Community Bank demonstrates a customer-centric ethos, not just through its diverse service portfolio but also via its banking policies that underscore a commitment to customer satisfaction and financial security. For instance, its Online Banking Agreement articulates clear procedures for securing and recovering login credentials, ensuring a safe digital banking experience​​. Additionally, the bank's overdraft protection services come as a standard for eligible personal checking accounts, with a structured fee system for overdraft occurrences, embodying a blend of convenience and transparency​.

The bank's narrative is one of growth, customer commitment, and a broad spectrum of financial services catering to the evolving needs of its individual and commercial customers across the multiple states it operates in.


Bank Name United Community Bank
Headquarters 306 East North Street, Greenville, South Carolina 29601
Bank Class State Chartered - FED Nonmember Bank
CEO H. Lynn Harton
Bank FDIC Certificate #16889
Swift Code UCOUUS33XXX
Atm's 300+
Location 200+ Branches in 6 states
Routing Number Click Here
Customer Service 1 (800) 822-2651
Credit Card Support 1 (800) 822-2651
Number of Employees 3046
Area Served Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee
Key People H. Lynn Harton (CEO)
Website https://www.ucbi.com/




A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


UCOU Bank code
US Country code
33 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.



Below is a list of some important events in banks history, including mergers and acquisitions.

03-01-1950 Institution established. Original name: Union County Bank.
04-23-1973 Changed Institution Name to Union County Bank.
04-23-1973 Main Office moved to Hospital Street And Highway 76, Blairsville, GA 30512.
02-22-1988 Main Office moved to Highway 76 And Young Road, Blairsville, GA 30512.
07-01-1992 Main Office moved to 59 Highway 515, Blairsville, GA 30512.
06-07-1993 Changed Trust Powers to Full.
09-17-1993 Changed Trust Powers to Full.
06-28-1996 Changed Institution Name to United Community Bank.
09-30-1997 Changed Trust Powers to Full.
04-25-2001 Acquired 1st Floyd Bank (19713) in Rome, GA.
04-25-2001 Acquired Bank of Adairsville (866) in Adairsville, GA.
12-01-2002 Acquired United Community Bank North Georgia (26733) in Blue Ridge, GA.
12-01-2002 Acquired United Community Bank Towns County (26642) in Hiawassee, GA.
12-01-2002 Acquired United Community Bank White County (22357) in Cleveland, GA.
12-01-2002 Acquired United Community Bank Metro (32735) in Marietta, GA.
12-01-2002 Acquired United Community Bank Rabun County (32837) in Clayton, GA.
12-01-2002 Acquired United Communitiy Bank Dawson County (17263) in Dawsonville, GA.
12-01-2002 Acquired United Community Bank West Georgia (34298) in Carrollton, GA.
05-01-2003 Acquired First Georgia Bank (32190) in Brunswick, GA.