United Bank, known initially as The Bank of Zebulon, was established in 1905 by a group of local businessmen in Zebulon, Georgia. Their aim was to create a trusted and convenient financial institution deeply rooted in its small-town community. As the bank expanded over the years, it stayed true to this vision, growing its network across Middle Georgia and employing over 400 individuals. By offering modern financial solutions like mobile banking apps, chip-protected credit and debit cards, and Interactive Teller Machines (ITMs), United Bank has managed to blend its traditional community focus with modern banking conveniences​​.

To Read Core Details Of United Bank In short CLick Here.

United Bank's growth saw it adopting the name United Bank in 1986 following a merger between Lamar State Bank and the Bank of Zebulon. Over the years, the bank ventured into new areas of financial services including mortgage, investment, and trust divisions. It also expanded geographically within Georgia and acquired other banking institutions, enhancing its services and footprint in the region. Notably, it introduced extended customer service hours, innovative banking technologies like ITMs and mobile apps, and merged with Monroe County Bank in 2014, bringing more locations into its fold.

The headquarters of United Bank is situated at 11185 Fairfax Blvd, Fairfax, Virginia 22030, and it operates under the FDIC certificate number 22858. The bank has a substantial presence with 250 branches spread across 8 states including Virginia, West Virginia, North Carolina, South Carolina, and Maryland, emphasizing its expansive network​​.

United Bank's routing number is 056004445, which is utilized for both FedACH and Fedwire payments. This routing number is consistent across all branches, ensuring seamless transactions no matter the location​​. Here is the list of United Bank Routing Numbers CLick Here.

United Bank's banking policy reflects a blend of traditional community banking values with modern banking technologies, ensuring they remain a reliable and convenient financial institution for their customers. Through its various branches, United Bank continues to offer a broad range of financial services, including personal and business banking, lending, and investment services, aiming to cater to the diverse financial needs of its clientele.


Bank Name United Bank
Headquarters 11185 Fairfax Blvd, Fairfax, Virginia 22030
Bank Class State Chartered - FED Member Bank
CEO Richard M. Adams, Jr.
Bank FDIC Certificate #22858
Swift Code UNDEUS42XXX
Location 250 Branches in 8 states
Routing Number Click Here
Customer Service 1 800.327.9862
Credit Card Support 1 800.327.9862
Number of Employees Over 3,000
ISIN US90953P2011
Area Served West Virginia, Virginia, District of Columbia, Maryland, Ohio, Pennsylvania, North Carolina, South Carolina, Georgia
Key People Richard M. Adams (Chairman), Richard M. Adams, Jr. (CEO), W. Mark Tatterson (CFO)
Website https://www.bankwithunited.com/


Type of wire transfer United Bank routing number
Domestic Wire Transfer 056004445
International Wire Transfer to United Bank account in the USA 056004445


A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


UNDE Bank code
US Country code
42 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.


Below is a list of some important events in banks history, including mergers and acquisitions.

05-10-1979 Institution established. Original name: The George Mason Bank.
09-18-1992 Acquired The Washington Bank (21181) in Falls Church, VA.
05-16-1997 Changed Trust Powers to Full.
06-07-1997 Acquired George Mason Bank, National Association (24504) in Bethesda, MD.
04-18-1998 Changed Institution Name to United Bank.
04-18-1998 Acquired United Bank (21317) in Arlington County, Va.
10-11-2003 Acquired Sequoia Bank (27454) in Bethesda, MD.
07-14-2007 Acquired The Marathon Bank (27411) in Stephens City, VA.
07-14-2007 Acquired Rockingham Heritage Bank (33195) in Harrisonburg, VA.
02-01-2014 Acquired Virginia Commerce Bank (27249) in Arlington, VA.
06-04-2016 Acquired Bank of Georgetown (57941) in Washington, DC.
04-22-2017 Acquired Cardinal Bank (34733) in Mclean, Va.
11-11-2017 Acquired United Bank (6784) in Parkersburg, WV.
05-01-2020 Main Office moved to 11185 Fairfax Blvd, Fairfax, VA 22030.
05-01-2020 Acquired CresCom Bank (57135) in Charleston, SC.
12-04-2021 Acquired Essex Bank (8675) in Richmond, VA.