Umpqua Bank, initially named South Umpqua State Bank, was established on November 9, 1953, in Canyonville, Oregon, by a group of individuals engaged in the timber industry. This initiative aimed to provide a means for timber workers to cash their payroll checks. The bank commenced operations with a capital of $50,000 and surplus and reserves of $25,000. Among the early customers were D.B. "Tex" Ritter and his wife Nadine who opened the first commercial account for their South Umpqua Trucking Company​​.

To Read Core Details Of Umpqua Bank In short CLick Here.

The bank's name underwent changes over the years, eventually becoming Umpqua Bank on December 4, 2000. Its headquarters are now located in Portland, Oregon, within the Umpqua Bank Plaza, a shift from its initial location in Canyonville, Oregon​.

Umpqua Bank is classified as a Federal Reserve Non-member Bank. It is a member of the Federal Deposit Insurance Corporation (FDIC) with a Certificate #17266. This certification dates back to the bank's founding date, ensuring the security of depositors' funds​.

The routing number for Umpqua Bank is 123205054, facilitating the processing of electronic transactions including direct deposits and electronic payments​.

As for its operations, Umpqua Bank has grown significantly from its humble beginnings. It has expanded its branch network to 308 branches across Six states, including California, Idaho, Nevada, Oregon, Utah, and Washington. This expansion reflects the bank's growth from $140 million in assets in 1995 to over $22 billion, marking its transition into a prominent regional bank in the Pacific Northwest​​. Here is the list of Umpqua Bank Routing Numbers CLick Here.

Umpqua Bank engages in both personal and business banking, offering a variety of services including checking and savings accounts, home loans, business loans, and wealth management services. The bank has also embraced digital banking solutions, providing mobile banking apps for check deposits, bill payments, and transaction monitoring, among other features​.

The bank maintains a community-centric approach, aiming to foster economic vitality within the regions it serves. It's not just about banking services, but also about nurturing relationships with customers and the broader community. This philosophy underpins Umpqua Bank's strategy and internal culture, emphasizing a local, community focus while managing exponential growth​​.

Umpqua Bank also participates in the political and public policy process, primarily in areas impacting the banking industry, adhering to stringent laws and regulations concerning political activities and contributions​.


Bank Name Umpqua Bank
Headquarters 445 S.E. Main Street, Roseburg, Oregon 97470
Bank Class State Chartered - FED Nonmember Bank
CEO Cort O'Haver
Bank FDIC Certificate #17266
Location 308 Branches in 6 states
Routing Number Click Here
Customer Service 1 (866) 486-7782
Credit Card Support 1 (866) 486-7782
Number of Employees 6893
Area Served California, Idaho, Nevada, Oregon, Utah, Washington
Key People Peggy Fowler (Chair), Cort O'Haver (CEO)


Type of wire transfer Umpqua Bank routing number
Domestic Wire Transfer 123205054
International Wire Transfer to Umpqua Bank account in the USA 123205054


A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


UMPQ Bank code
US Country code
6P Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.


Below is a list of some important events in banks history, including mergers and acquisitions.

11-09-1953 Institution established. Original name: South Umpqua State Bank.
04-17-1972 Changed Institution Name to South Umpqua State Bank.
04-17-1972 Main Office moved to 57 Garden Valley Shopping Center, Roseburg, OR 97470.
02-17-1988 Main Office moved to 445 S.e. Main Street, Roseburg, OR 97470.
05-19-1998 Changed Institution Name to South Umpqua Bank.
12-04-2000 Changed Institution Name to Umpqua Bank.
12-04-2000 Acquired Valley of the Rogue Bank (19823) in Rogue River, OR.
12-27-2001 Acquired Linn-Benton Bank (32761) in Albany, OR.
12-31-2001 Acquired Security Bank (6016) in Coos Bay, OR.
12-31-2001 Acquired Pacific State Bank (18777) in Reedsport, OR.
12-31-2001 Acquired Lincoln Security Bank (34179) in Newport, OR.
12-31-2001 Acquired Family Security Bank (34706) in Brookings, OR.
12-31-2001 Acquired McKenzie State Bank (34740) in Springfield, OR.
12-31-2001 Acquired Oregon State Bank (34972) in Corvallis, OR.
11-15-2002 Acquired Centennial Bank (22493) in Eugene, OR.
07-10-2004 Acquired Humboldt Bank (27582) in Eureka, CA.
08-01-2005 Changed Institution Name to Umpqua Bank.
06-03-2006 Acquired Lake Community Bank (25748) in Lakeport, CA.
06-03-2006 Acquired Western Sierra National Bank (24903) in Cameron Park, CA.