Simmons Bank, tracing its roots back to 1903, was established on March 23 of that year by Dr. John Franklin Simmons in Pine Bluff, Arkansas. Ever since its foundation, Simmons Bank has been dedicated to catering to the financial needs of its clientele, a commitment that was notably demonstrated during the Great Depression, when it was among the first banks in Arkansas to reopen following the federally mandated "bank holiday"​. Over the years, the bank has expanded its operations, now boasting over $27 billion in assets, and employing more than 3,200 associates across a number of states​.

To Read Core Details Of Simmons Bank In short CLick Here.

The bank operates as a subsidiary of Simmons First National Corporation and holds the status of a Federal Reserve Member Bank. It is also a member of the FDIC, bearing the Certificate number 3890​. As of the latest data, Simmons Bank operates 234 branches situated across 6 states.

As a financial institution, Simmons Bank offers a variety of services encompassing commercial banking, savings, loans, investment services, and trust advising. Its headquarters are situated at 501 S Main St, Pine Bluff, Arkansas, 71601, United States​​.

Simmons Bank's routing number, which is essential for processing various transactions including direct deposits and wire transfers, is 082900432. This routing number is utilized across all states, ensuring a seamless transaction process for customers irrespective of their location within the US​​. Here is the list of Simmons Bank Routing Numbers CLick Here.

The bank's policies regarding online banking are detailed in their Online Banking Terms and Conditions which can be accessed on their official website. In this document, customers can find essential information concerning the operation of online and mobile banking services, among other relevant banking policies.

The comprehensive approach of Simmons Bank towards customer satisfaction is reflected not only in its extensive range of products and services but also in its persistent endeavor to maintain and nurture customer relationships, embodying its identity as a community bank with a substantial scale of operations.


Bank Name Simmons Bank
Headquarters 501 Main Street, Pine Bluff, Arkansas 71601
Bank Class State Chartered - FED Member Bank
CEO George A. Makris, Jr.
Bank FDIC Certificate #3890
Swift Code SMNOUS44XXX
Location 234 Branches in 6 states
Routing Number Click Here
Customer Service 1 (866) 246-2400
Credit Card Support 1-800-272-2102
Number of Employees 3200+
Area Served Arkansas Kansas Missouri Oklahoma Tennessee Texas
Key People George A. Makris, Jr. (Chairman & CEO), Robert A. Fehlman (CFO)




A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


SMNO Bank code
US Country code
44 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.


Below is a list of some important events in banks history, including mergers and acquisitions.

03-23-1903 Institution established. Original name: The Simmons National Bank of Pine Bluff.
04-01-1995 Changed Institution Name to Simmons First National Bank.
04-01-1995 Acquired First State Bank (19016) in Gould, Ar.
03-26-1999 Acquired American State Bank (8733) in Charleston, AR.
05-15-2010 Acquired Southwest Community Bank (34255) in Springfield, MO as part of a government assisted merger.
10-15-2010 Acquired Security Savings Bank, F.s.b. (30898) in Olathe, KS as part of a government assisted merger.
09-14-2012 Acquired Truman Bank (27316) in St. Louis, Mo as part of a government assisted merger.
10-19-2012 Acquired Excel Bank (19189) in Sedalia, MO as part of a government assisted merger.
11-02-2013 Acquired Simmons First Bank of Northwest Arkansas (15233) in Rogers, AR.
11-26-2013 Acquired Metropolitan National Bank (20280) in Little Rock, AR.
05-17-2014 Acquired Simmons First Bank of Hot Springs (34473) in Hot Springs, AR.
05-17-2014 Acquired Simmons First Bank of Searcy (12696) in Searcy, AR.
05-17-2014 Acquired Simmons First Bank of Northeast Arkansas (16715) in Jonesboro, AR.
08-09-2014 Acquired Simmons First Bank of Russellville (13081) in Russellville, AR.
08-09-2014 Acquired Simmons First Bank of South Arkansas (18590) in Lake Village, AR.
08-09-2014 Acquired Simmons First Bank of Eldorado (3860) in El Dorado, AR.
10-25-2014 Acquired Delta Trust & Bank (92) in Parkdale, AR.
04-25-2015 Acquired Liberty Bank (34087) in Springfield, MO.
09-05-2015 Acquired First State Bank (1479) in Union City, TN.