Renasant Bank, an American regional commercial financial institution, is rooted in Tupelo, Mississippi, and operates under the parent company Renasant Corporation​. The bank came into existence in 1904 with a modest capital of $100,000 in a Lee County, Mississippi, bakery. Over the years, it has burgeoned into one of the Southeast's robust financial institutions, boasting approximately $17.2 billion in assets and extending its network to 195 banking, lending, wealth management, and financial services offices​​. The linchpins of Renasant Bank's establishment were M.C. Ethridge, J.M. Burchfield, and W.W. Lyle, who initially named it the Peoples Bank and Trust Company​​. To Read Core Details Of Renasant Bank In short CLick Here.

The bank's headquarters remains in Tupelo, but its operations have branched out extensively. Renasant Bank is a Federal Reserve Non-member Bank and is a proud member of the FDIC with certificate number 12437. It has spread its network across 195 branches in 5 states, providing a myriad of financial services for over 119 years​. The states that have been fortunate to house Renasant Bank's branches include Mississippi, Tennessee, Alabama, Florida, Georgia, North Carolina, and South Carolina, making a total of seven states​​.

When it comes to facilitating transactions, Renasant Bank's routing number, 084201294, plays a crucial role, especially in the realms of ACH and Fedwire funds transfers, be it domestic or international​​. Here is the list of Renasant Bank Routing Numbers CLick Here.

Renasant Bank has a comprehensive approach to banking, providing a broad spectrum of services encompassing consumer and commercial banking products in each location it operates​​. Its mission and vision are ingrained in fostering a culture of diversity and inclusion, embodying respect for individuality and vehement opposition to discrimination at any level. This ethos is envisioned to propel Renasant Bank to be the financial services advisor and provider of choice in every community it serves, underpinned by a diverse and inclusive workforce and a robust commitment to community enhancement​.

This is a succinct encapsulation of Renasant Bank's rich history, extensive operations, and inclusive banking policy, which collectively reflect its unwavering commitment to providing unparalleled financial services while upholding a culture of respect, dignity, and community engagement.


Bank Name Renasant Bank
Headquarters 209 Troy Street, Tupelo, Mississippi 38804
Bank Class State Chartered - FED Nonmember Bank
CEO Claude Mitchell "Mitch" Waycaster
Bank FDIC Certificate #12437
Swift Code RNSTUS42XXX
Atm's 225+
Location 195 Branches in 5 states
Routing Number Click Here
President Claude Mitchell "Mitch" Waycaster
Customer Service 1 (877) 367-5371
Credit Card Support 1 (877) 367-5371
Number of Employees 2400
ISIN US75970E1073
Area Served Mississippi, Alabama, Tennessee, Georgia and Florida
Key People Claude Mitchell "Mitch" Waycaster (president & CEO)


Renasant Bank’s routing number is 084201294. You can find this number on the bottom left corner of your checks.


A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


RNST Bank code
US Country code
42 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.


Below is a list of some important events in banks history, including mergers and acquisitions.

02-27-1904 Institution established. Original name: The Peoples Bank and Trust Company.
08-02-1971 Main Office moved to 209 West Main Street, Tupelo, MS 38801.
09-13-1974 Acquired Clay County Bank and Trust Company (20887) in West Point, MS.
12-01-1975 Acquired Bank of Pontotoc (9785) in Pontotoc, MS.
06-03-1980 Acquired Bank of Amory (8241) in Amory, MS.
03-30-1981 Main Office moved to 209 Troy Street, Tupelo, MS 38801.
07-03-1984 Acquired Panola County Bank (11429) in Sardis, MS.
09-01-1984 Acquired Alcorn Bank and Trust Company (22423) in Corinth, MS.
07-01-1985 Acquired Merchants & Farmers Bank of Winona (16844) in Winona, MS.
01-01-1988 Acquired Bank of Water Valley (12205) in Water Valley, MS.
12-31-1994 Acquired New South Bank (29391) in Batesville, MS.
03-26-1999 Acquired Inter-City Federal Savings Bank (28853) in Louisville, MS.
01-01-2005 Acquired Heritage Bank (34015) in Decatur, AL.
02-01-2005 Changed Institution Name to Renasant Bank.
03-31-2005 Acquired Renasant Bank of Tennessee (35132) in Germantown, TN.
07-01-2007 Acquired Capital Bank & Trust Company (33902) in Nashville, TN.
07-01-2007 Changed Institution Name to Renasant Bank.
07-23-2010 Acquired Crescent Bank and Trust Company (27559) in Jasper, GA as part of a government assisted merger.
02-04-2011 Acquired American Trust Bank (57432) in Roswell, GA as part of a government assisted merger.