PROVIDENT BANK

Provident Bank, with its roots stretching back to 1839, is a well-established financial institution headquartered in Jersey City, New Jersey. It emerged as the first mutual savings bank in the state under the initial charter of the Provident Institution for Savings. The journey commenced with John F. Ellis at the helm from 1839 to 1841, followed by co-founder Dudley S. Gregory leading from 1841 to 1874. The bank's primary objective is to offer personal service and customer convenience, catering to the financial needs of businesses, individuals, and families in New Jersey, New York, and eastern Pennsylvania​​. To Read Core Details Of Provident Bank In short CLick Here.


The bank operates under the FDIC certificate number 12010, ensuring the safety of depositors' funds up to applicable limits. Additionally, it utilizes the routing number 221272303 for processing various fund transfers including ACH and Fedwire transfers​. With 94 branches spread across three states, Provident Bank has a substantial presence, especially in New Jersey, Pennsylvania, and New York. This network makes it the 78th largest bank in the US by branch count, reflecting its broad reach and accessibility​​. Here is the list of Provident Bank Routing Numbers CLick Here.


Provident Bank offers a myriad of financial services and products. These range from various checking and savings account options to small business loans, commercial loans, and commercial real estate loans. Additionally, they extend services like escrow account management, municipal and government services, and investment real estate lending among others, providing a comprehensive suite of financial solutions to meet the diverse needs of their clientele.


The banking policy at Provident emphasizes digital convenience. Their digital banking platform is designed to be fast, secure, and most importantly, convenient. With features like mobile banking, online banking, and various digital payment options, they strive to provide banking services that can keep pace with the busy lives of their customers, allowing them to bank whenever and wherever as per their schedules.


This established bank has a rich history and a vast array of services designed to meet the financial needs of a diverse customer base, making it a key player in the regions it operates in.

PROVIDENT BANK INFORMATION

Bank Name Provident Bank
Headquarters 239 Washington Avenue, Jersey City, New Jersey 07302
Bank Class State Chartered Savings Bank
CEO Anthony (Tony) Labozzetta
Bank FDIC Certificate #12010
Swift Code PRNDUS33XXX
Atm's 55000+
Location 94 Branches in 3 states
Routing Number Click Here
President Anthony (Tony) Labozzetta
Customer Service 1 (800) 448-7768
Credit Card Support 1 (800) 448-7768
Number of Employees 1159
Parent Provident Financial Services, Inc
Key People Christopher (Chris) Martin (Executive Chairman), Anthony (Tony) Labozzetta (President & CEO of Provident Bank), Thomas (Tom) Lyons (SEVP & CFO), John Kuntz (SEVP & General Counsel)
Website https://www.provident.bank/

PROVIDENT BANK ROUTING NUMBERS

221272303

PROVIDENT BANK SWIFT CODE PRNDUS33XXX DETAILS

A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.

PROVIDENT BANK

PRND Bank code
US Country code
33 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.

HISTORY OF PROVIDENT BANK

Below is a list of some important events in banks history, including mergers and acquisitions.

DATE EVENT
02-28-1839 Institution established. Original name: The Provident Institution for Savings in Jersey City.
02-02-1970 Changed Institution Name to Provident Savings Bank.
12-30-1977 Acquired The First National Bank of Dunellen (6329) in Dunellen, NJ.
02-19-1983 Changed Trust Powers to Full.
02-19-1983 Acquired Bloomfield Savings Bank (16141) in Bloomfield, NJ.
07-26-1991 Acquired Suburban National Bank (27157) in Hillsborough, NJ.
08-16-1991 Acquired Mutual Aid Federal Savings and Loan Association (33038) in Manasquan, NJ.
12-23-1998 Acquired Monarch Bank, Fsb (30213) in Kearny, NJ.
12-11-2000 Changed Institution Name to The Provident Bank.
01-15-2003 Changed Organization Type to Stock Savings Bank.
07-14-2004 Acquired First Savings Bank (30255) in Woodbridge, NJ.
04-01-2007 Acquired First Morris Bank and Trust (19975) in Morris Township, Nj.
05-31-2014 Acquired Team Capital Bank (58085) in Bethlehem, PA.
10-01-2016 Changed Institution Name to Provident Bank.
07-31-2020 Main Office moved to 239 Washington St, Jersey City, NJ 07302.
07-31-2020 Acquired Sb One Bank (22221) in Franklin, NJ.