First Merchants Bank, with its historical roots entrenched in the community of Muncie, Indiana, initiated its journey in the financial realm in the year 1893. Originally christened as The Merchants National Bank of Muncie, it was established during a period of financial disarray known as the Panic of 1893. A coterie of community-centered businessmen recognized a void in the financial services sector within their locale and took decisive action to fill that void, thereby laying the cornerstone for what would evolve into the contemporary First Merchants Bank​​. To Read Core Details Of First Merchants Bank In short CLick Here.

Headquartered at 200 East Jackson Street, Muncie, Indiana, First Merchants Bank is a subsidiary of First Merchants Corporation and stands as a testament to the enduring legacy of local banking, offering a spectrum of financial services. This includes personal and business banking, along with mortgage lending and treasury management services, all tendered with a hallmark touch of personalized service​​.

As a state-chartered bank, First Merchants transitioned its bank class status in 2016, eschewing membership in the Federal Reserve System. Despite this change, the bank continues its affiliation with the Federal Deposit Insurance Corporation (FDIC), bearing the FDIC Certificate Number 4365, which stands as a testimony to the trust and security it offers to its patrons​​.

Navigating through the financial waters with the routing number 074900657, First Merchants Bank currently operates a network of 128 branches spreading across four states: Indiana, Michigan, Ohio, and Illinois, with a significant presence in Indiana. This expansive network serves as a conduit to fulfill the diverse financial needs of its customers, resonating with the bank's enduring ethos of community service and financial stewardship​​. Here is the list of First Merchants Bank Routing Numbers CLick Here.

The specific names of the founding businessmen remain elusive, the bank's growth trajectory and sustained community service reflect a rich legacy initiated by those early visionaries. Over the decades, the bank has unfurled its wings beyond the borders of Muncie, merging with like-minded institutions such as Level One Bancorp, Inc., to further its mission of delivering comprehensive financial services. This amalgamation of resources and shared vision propels First Merchants Bank into a future poised with promise for continued growth and community service​.

The banking policy at First Merchants Bank is underscored by a blend of traditional banking services and modern financial solutions, ensuring customers have a robust platform to manage their financial aspirations. From savings and retirement planning to credit facilities, the bank endeavors to provide a well-rounded financial ecosystem, enabling its patrons to navigate their financial voyages with confidence and ease​​.