First Financial Bank has a rich history dating back to its establishment in 1834 as a branch of the Second State Bank of Indiana in Terre Haute, where it still maintains its headquarters. Through various mergers and expansions, particularly in 2019 and 2021, the bank broadened its operations from primarily serving Indiana and Illinois to also serving Kentucky and Tennessee, thus having a significant presence in four states​. It's currently one of the oldest national banks in both Indiana and the United States. To Read Core Details Of First Financial Bank In short CLick Here.

The bank, as of the last available data, operates 82 branches across these states, ranking 98th in the total number of branches among all banks​. In serving its customers, First Financial Bank offers a myriad of financial services and products, spearheaded by Norman L. Lowery, the Vice Chairman & CEO.

A key aspect of its banking policy encompasses a variety of checking account features designed to ease the banking experience for its customers. These features include mobile and online banking, touchless Visa® Debit Card, CardGuard with debit card lock, overdraft protection, and zero liability fraud protection​​. Additionally, the bank updated its Funds Availability Policy effective July 1, 2020, adjusting the withdrawal limits for certain check deposits and large deposits or new accounts​.

The bank's commitment to privacy is outlined in its Privacy & Mobile App Policy, emphasizing the control financial companies have over personal information sharing, with federal laws providing some level of consumer rights to limit such sharing​​. For instances of unexpected overdrafts, the bank provides Overdraft Coverage options, with a dedicated Overdraft Privilege feature to assist customers during such financial hiccups​​.

First Financial Bank operates under FDIC Certificate Number 4382, ensuring the safety of deposits up to the standard insurance amount​​. The bank's routing number is 074900356, necessary for processing various transactions including direct deposits and electronic payments​​. Here is the list of First Financial Bank Routing Numbers CLick Here.

The bank's asset category falls between $5 Billion to $50 Billion, as mentioned by Bank Director Magazine, which has recognized First Financial Bank as one of the top 10 banks within this asset category for a decade.


Bank Name First Financial Bank
Headquarters 1 First Financial Plaza, Terre Haute, Indiana 47807
Bank Class National Bank - FED Member
CEO Norman L. Lowery
Bank FDIC Certificate #4382
Location 82 Branches in 4 states
Routing Number Click Here
Customer Service 1 877-322-9530
Credit Card Support 1 877-322-9530
Number of Employees 883
Key People Norman L. Lowery (Vice Chairman & CEO)




Below is a list of some important events in banks history, including mergers and acquisitions.

08-03-1863 Institution established. Original name: Terre Haute First National Bank.
10-01-2003 Changed Institution Name to First Financial Bank, National Association.
10-18-2003 Acquired First Ridge Farm State Bank (16315) in Ridge Farm, IL.
11-28-2003 Acquired First National Bank (1799) in Marshall, IL.
02-20-2004 Acquired First Citizens State Bank (9283) in Newport, IN.
05-16-2004 Acquired First Parke State Bank (9654) in Rockville, IN.
07-25-2004 Acquired First State Bank (25325) in Brazil, IN.
09-19-2004 Acquired First Farmers State Bank (17456) in Sullivan, IN.
02-13-2005 Acquired First Crawford State Bank (12399) in Robinson, IL.
09-10-2005 Acquired First Community Bank, National Association (30319) in Olney, IL.
07-02-2009 Acquired The First National Bank of Danville (3644) in Danville, IL as part of a government assisted merger.
12-31-2011 Acquired Freestar Bank, National Association (14736) in Pontiac, IL.
07-27-2019 Acquired Heritage Bank Usa, Inc. (30090) in Hopkinsville, KY.
07-30-2019 Main Office moved to 1 First Financial Plz, Terre Haute, IN 47807.
11-05-2021 Acquired Hancock Bank & Trust Company (8128) in Hawesville, KY.
02-21-2022 Acquired The Morris Plan Company of Terre Haute, Inc. (32907) in Terre Haute, IN.