CALIFORNIA BANK & TRUST

California Bank & Trust (CB&T) is a reputable financial institution with a rich history and a substantial presence in California. The bank was established in 1952, however, the current form of California Bank & Trust was created in October 1998, following the merger of three banks - Sumitomo Bank of California, San Diego-based Grossmont Bank, and First Pacific National Bank, all of which were acquired by Zions Bancorporation. The bank continued to grow through strategic acquisitions like that of Regency Bank in 1999, and Eldorado Bancshares in 2001, which included Eldorado's two subsidiaries, Eldorado Bank and Antelope Valley Bank. Moreover, in 2009, CB&T acquired Alliance Bank and Vineyard Bank when they were closed by the Federal Deposit Insurance Corporation (FDIC)​​.


The bank's headquarters are situated in San Diego, California, and it operates more than 80 branches throughout the state. These branches are administered through four administrative offices located in Irvine, Los Angeles, Oakland, and San Diego. California Bank & Trust is a full-service bank offering a wide range of consumer, commercial, and wealth management services​.


In terms of classification, CB&T falls under the category of a commercial bank, and it is a subsidiary of Zions Bancorporation. It operates as a member of the FDIC, which is a government agency that provides deposit insurance to depositors in US banks. The FDIC certificate number for California Bank & Trust is 20852.


The bank has different routing numbers for different areas within California: 121002042 for the Northern California area, 122003396 for the Southern California area, and 122232109 for the San Diego area​.


Regarding its banking policies, CB&T, being a commercial bank, is expected to adhere to standard banking regulations and policies set forth by federal and state regulatory bodies. However, the specifics of their banking policy might be proprietary or detailed in personal banking agreements.


With its roots firmly entrenched in California, CB&T has demonstrated a strong commitment to serving the financial needs of its customers for over 70 years, and as a subsidiary of Zions Bancorporation, it is part of a larger network that ranks among the nation's top 50 bank holding companies.

CALIFORNIA BANK & TRUST INFORMATION

Bank Name California Bank & Trust
Headquarters 11622 El Camino Real, Suite 200, San Diego, California 92130
Bank Class State Chartered - FED Nonmember Bank
CEO Eric Ellingsen
Bank FDIC Certificate #20852
Swift Code ZFNBUS55XXX
Location 82 Branches in California
Routing Number Click Here
President Eric Ellingsen
Customer Service 1 (800) 400-6080
Credit Card Support 1 (800) 400-6080
Number of Employees 1600
Area Served California
Website https://www.calbanktrust.com/

CALIFORNIA BANK & TRUST ROUTING NUMBERS

Northern CA Area: 121002042

Southern CA Area: 122003396

San Diego Area: 122232109

 

CALIFORNIA BANK & TRUST SWIFT CODE ZFNBUS55XXX DETAILS

A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.

CALIFORNIA BANK & TRUST

ZFNB Bank code
US Country code
55 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.

CALIFORNIA BANK & TRUST IN STATES

HISTORY OF CALIFORNIA BANK & TRUST

Below is a list of some important events in banks history, including mergers and acquisitions.

DATE EVENT
11-09-1972 Institution established. Original name: Grossmont Bank.
11-09-1972 Main Office moved to 5500 Grossmont Center Drive, La Mesa, CA 91942.
04-01-1974 Main Office moved to 5500 Grossmont Center Drive, La Mesa, CA 91942.
12-08-1977 Changed Institution Name to Grossmont Bank.
11-23-1985 Acquired California Heritage Bank (21691) in San Diego, CA.
08-29-1986 Changed Trust Powers to Full.
10-29-1993 Acquired The Bank of San Diego (22815) in San Diego, CA.
08-01-1995 Main Office moved to 5500 Grossmont Center Drive, San Diego, CA 91942.
06-24-1998 Acquired First Pacific National Bank (23810) in Escondido, CA.
10-01-1998 Acquired The Sumitomo Bank of California (17187) in San Francisco, CA.
05-24-1999 Main Office moved to 5500 Grossmont Center Drive, San Diego, CA 92130.
10-07-1999 Acquired Regency Bank (24380) in Fresno, CA.
07-03-2000 Main Office moved to 11622 El Camino Real, Ste. 200, San Diego, CA 92130.
02-05-2001 Main Office moved to 11622 El Camino Real, Suite 200, San Diego, CA 92130.
03-30-2001 Acquired Antelope Valley Bank (23339) in Lancaster, CA.
03-30-2001 Acquired Eldorado Bank (20676) in Tustin, CA.
02-06-2009 Acquired Alliance Bank (23124) in Culver City, CA as part of a government assisted merger.
07-17-2009 Acquired Vineyard Bank, National Association (23556) in Rancho Cucamonga, CA as part of a government assisted merger.
12-31-2015 Merged and became part of Zions First National Bank (2270) in Salt Lake City, UT.