Bank OZK, established in 1903, has its roots in Jasper, Arkansas, growing from a small community bank to a well-recognized financial institution with a considerable presence across the United States​. George Gleason, a lawyer at the Rose Law Firm, acquired the Bank of Ozark in 1979, marking the beginning of its transformation. Under Gleason's stewardship, the bank not only expanded its footprint but also its scope of services, establishing itself as a significant player in the commercial construction lending space, particularly in major metropolitan areas across the country​​.

To Read Core Details Of Bank OZK In short CLick Here.

The bank's headquarters is located at 18000 Cantrell Rd., Little Rock, AR 72223​​. As a regional bank, Bank OZK conducts operations through over 240 offices spread across eight states including Arkansas, Georgia, Florida, North Carolina, Texas, New York, California, and Mississippi​. It operates with a strong community bank heritage, offering a range of financial services including online and mobile banking, checking, savings, business banking solutions, loans, trust, and wealth services. The bank places a significant emphasis on supporting small businesses, viewing them as the backbone of the economy. Through customized lending solutions and enhanced deposit and payment services, Bank OZK aims to foster growth and innovation within the communities it serves​.

Bank OZK is a member of the Federal Deposit Insurance Corporation (FDIC) with a certificate number of 110, ensuring the security and stability of its depositors' funds​​. The bank's routing number is 082907273, essential for various banking transactions such as setting up direct deposit, automatic loan payments, or recurring transfers like bill payments​​. Here is the list of Bank OZK Routing Numbers CLick Here.

Bank OZK has built a robust banking infrastructure over the years, emphasizing ethical standards, innovative technologies, and community growth. Through strategic expansions and a client-centric approach, the bank has not only achieved recognition within the banking industry but has also significantly impacted the communities it serves, aligning with its mission to be a leading banking organization and corporate citizen.


Bank Name Bank OZK
Headquarters 18000 Cantrell Rd, Little Rock, Arkansas 72223
Bank Class State Chartered - FED Nonmember Bank
CEO George G. Gleason II
Bank FDIC Certificate #110
Swift Code OZARUS44XXX
Location 240 Branches in 8 states
Routing Number Click Here
Customer Service 1 (800) 274-4482
Credit Card Support 1 (800) 274-4482
Number of Employees 2800+
ISIN US06417N1037
Area Served Arkansas, Georgia, Florida, North Carolina, Texas, New York, California, and Mississippi
Key People George G. Gleason II (Chairman, CEO), Tim Hicks (CFO), and Cindy Wolfe (COO)




A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


OZAR Bank code
US Country code
44 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.


Below is a list of some important events in banks history, including mergers and acquisitions.

03-03-1903 Institution established. Original name: Newton County Bank.
10-31-1994 Changed Institution Name to Bank of the Ozarks, nwa.
06-11-1999 Changed Institution Name to Bank of the Ozarks.
06-11-1999 Main Office moved to 12615 Chenal Parkway, Little Rock, AR 72211.
06-11-1999 Acquired Bank of the Ozarks wca (15506) in Little Rock, AR.
06-12-2003 Acquired River Valley Bank (34479) in Russellville, AR.
04-19-2004 Acquired Sun Bank (17026) in Frisco, TX.
12-15-2008 Main Office moved to 17901 Chenal Parkway, Little Rock, AR 72223.
03-26-2010 Acquired Unity National Bank (34678) in Cartersville, GA as part of a government assisted merger.
07-16-2010 Acquired Woodlands Bank (32571) in Bluffton, SC as part of a government assisted merger.
09-10-2010 Acquired Horizon Bank (35061) in Bradenton, FL as part of a government assisted merger.
12-17-2010 Acquired Chestatee State Bank (34578) in Dawsonville, GA as part of a government assisted merger.
01-14-2011 Acquired Oglethorpe Bank (57440) in Brunswick, GA as part of a government assisted merger.
04-29-2011 Acquired First Choice Community Bank (58539) in Dallas, GA as part of a government assisted merger.
04-29-2011 Acquired The Park Avenue Bank (19797) in Valdosta, GA as part of a government assisted merger.
01-01-2013 Acquired The Citizens Bank (59) in Geneva, AL.
08-01-2013 Acquired The First National Bank of Shelby (4910) in Shelby, NC.
03-06-2014 Acquired Omnibank, National Association (17325) in Houston, TX.
05-17-2014 Acquired Summit Bank (34433) in Arkadelphia, AR.