Arvest Bank, a financial institution rooted in Fayetteville, Arkansas, was established on January 1, 1871, initially known as McIlroy Bank & Trust. Over time, it broadened its operations through the acquisition of other banks in Northwest Arkansas like The Bank of Bentonville and the bank in Pea Ridge​. The bank's charter dating back to McIlroy Bank & Trust, reflects its long-standing history, and during the financial crisis of 2007-2008, Arvest Bank notably declined funds from the Troubled Asset Relief Program​​. To Read Core Details Of Arvest Bank In short CLick Here.

The headquarters of Arvest Bank is located in Bentonville, Arkansas, and it operates with numerous branches spread across four states namely, Arkansas, Kansas, Oklahoma, and Missouri. As of now, it has 261 branches servicing these regions​. The bank falls under the category of State Chartered Banks and is a member of the Federal Reserve System (FRS), with its primary federal regulator being the Federal Reserve Board and the secondary federal regulator being the Consumer Financial Protection Bureau (CFPB)​.

The Walton family, with Jim Walton serving as the chairman, holds the majority ownership of Arvest Bank. The bank has been dedicated to fulfilling the financial needs of its customers for over 152 years now, and its long history underscores the bank's commitment to financial service provision in the region​​.

Arvest Bank's FDIC Certificate Number is 8728, showcasing its alignment with federal insurance standards​. Moreover, the bank's routing number is 082900872, which is essential for various banking transactions such as wire transfers​. Here is the list of Arvest Bank Routing Numbers CLick Here.

The bank's policy revolves around being a community-based financial institution, which is evident from its range of services and products designed to cater to the local populace. Investments and insurance products offered by the bank are not FDIC insured and are not guaranteed by the bank or its affiliates, which is a standard disclaimer in the banking industry​ Furthermore, Arvest Bank maintains a privacy policy to safeguard personal and financial information related to the use of its services and products​​.

Lastly, Arvest Bank has a sponsorship and donation policy, underlining its responsibility to support nonprofit organizations that augment the quality of life in the communities it serves​​. This community-centered approach forms the core of Arvest Bank's operational philosophy, reflecting its tradition of focusing on the customer above all else, as it evolved from a small bank to a network of community-focused regional banks​​.


Bank Name Arvest Bank
Headquarters 75 North East Street, Fayetteville, Arkansas 72701
Bank Class State Chartered - FED Member Bank
Bank FDIC Certificate #8728
Swift Code ARVTUS44XXX
Location 261 Branches in 4 states
Routing Number Click Here
President Kevin Sabin
Customer Service 1 (866) 952-9523
Credit Card Support 1 (800) 356-8085
Number of Employees 6,324
Key People Jim Walton (Chairman) Kevin Sabin (President)


Type of wire transfer Arvest Bank routing number
Domestic Wire Transfer 082900872
International Wire Transfer to Arvest Bank account in the USA 082900872


A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


ARVT Bank code
US Country code
44 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.


Below is a list of some important events in banks history, including mergers and acquisitions.

01-01-1871 Institution established. Original name: McIlroy Bank & Trust Company.
07-17-1972 Main Office moved to 75 North East Street, Fayetteville, AR 72701.
07-12-1976 Changed Institution Name to McIlroy Bank & Trust.
03-25-1980 Institution withdraws from membership in the Federal Reserve System.
11-02-1990 Acquired First Federal Savings and Loan Association (30672) in Fayetteville, AR.
03-12-1996 Institution becomes member of the Federal Reserve System.
03-12-1996 Changed Primary Federal Regulatory Agency to Fed.
11-15-2001 Changed Institution Name to Arvest Bank.
11-15-2001 Acquired Central Bank and Trust (33242) in Little Rock, AR.
12-06-2001 Acquired The Farmers and Merchants Bank (8736) in Prairie Grove, AR.
12-06-2001 Acquired Springdale Bank & Trust (11249) in Springdale, AR.
02-08-2002 Acquired Arvest Bank (3879) in Fort Smith, AR.
02-08-2002 Acquired Arvest Bank (34012) in Joplin, MO.
03-07-2002 Acquired Bank of Bentonville (100) in Bentonville, AR.
03-07-2002 Acquired First Arvest Bank (14648) in Siloam Springs, AR.
04-18-2002 Acquired Arvest State Bank (25661) in Tulsa, OK.
04-18-2002 Acquired WestStar Bank (4039) in Bartlesville, OK.
05-16-2002 Acquired Arvest Bank (4081) in Duncan, OK.
05-16-2002 Acquired Arvest Bank (13595) in Shawnee, OK.