Ameris Bank was established on October 1, 1971, in Moultrie, Georgia, under the name American Banking Company by Eugene M. Vereen, Jr. Initially, it started with one location and $1 million in capital. Over the years, it metamorphosed into a publicly traded bank now headquartered in Atlanta, Georgia. The bank's journey has seen it successfully complete 35 mergers and acquisitions since 1979, and its expansion reached neighboring states like Alabama in 1996​​. To Read Core Details Of Ameris Bank In short CLick Here.

Ameris Bank operates as a part of Ameris Bancorp, a bank holding company. Through its subsidiary, Ameris Bank, the company runs full-service branches in Georgia, Alabama, Florida, North Carolina, and South Carolina. In addition to these full-service branches, it has mortgage-only locations in several states including Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee​​. As of now, Ameris Bank operates 208 financial centers across the Southeast, providing a variety of banking services to the communities it serves​​. The bank has a routing number of 061201754 and can be reached at its corporate address at 3490 Piedmont Rd. NE, Atlanta, GA 30305​. Here is the list of Ameris Bank Routing Numbers CLick Here.

The FDIC certificate number of Ameris Bank is 20504, and it operates with 165 branches located in 5 states with the majority of branches in Georgia, Florida, South Carolina, Alabama, and North Carolina​. Ameris Bank is categorized as a commercial bank, under a state charter and is a Fed non-member, supervised by the FDIC​.

In terms of banking policies, Ameris Bank has structured policies covering human rights, supplier code of conduct, and an enterprise-wide environmental policy statement, as well as a code of business conduct and ethics​. However, the bank recently faced legal issues where it entered into a settlement with the U.S. Department of Justice to resolve alleged violations of fair lending laws, particularly in the Jacksonville, Florida area from 2016 to 2021. Ameris Bank agreed to a $9 million settlement over allegations of avoiding underwriting mortgages in primarily Black and Latino communities in Jacksonville​​.

Ameris Bank's narrative showcases a traditional regional bank's evolution, intertwining growth through mergers and expansions with the challenges of navigating the modern regulatory landscape, thereby underscoring the bank's commitment to its policies and the communities it serves.


Bank Name Ameris Bank
Headquarters 3490 Piedmont Rd NE, Atlanta, Georgia 30305
Bank Class State Chartered - FED Nonmember Bank
CEO H. Palmer Proctor, Jr.
Bank FDIC Certificate #20504
Swift Code AERIUS33XXX
Atm's 300+
Location 208 Branches in 8 states
Routing Number Click Here
President Lawton E. Bassett III
Customer Service 1 (866) 616-6020
Credit Card Support 1 800-236-2442 / 1 877-334-0460
Number of Employees 2847
ISIN US316041CP59
Area Served Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia
Key People H. Palmer Proctor, Jr. (CEO), James B. Miller, Jr. (Chairman), Nicole S. Stokes (CFO), Lawton E. Bassett III (President)




A SWIFT code, also known as a BIC (Bank Identifier Code), is a standard format for uniquely identifying banks globally, especially during international transactions. It comprises 8-11 characters. The first 4 characters represent the bank's code, the next 2 denote the country, followed by 2 for the city. The remaining characters (which are optional) specify the bank's branch. This system ensures secure and efficient cross-border transfers. For instance, when sending money overseas, one would need the recipient's bank SWIFT code. It acts as an address that tells where to send the money, ensuring funds reach the correct institution.


AERI Bank code
US Country code
33 Location code
XXX Branch code
  • Country code A-Z

    2 letters representing the country the bank is in.

  • Location code 0-9 A-Z

    2 characters made up of letters or numbers. It says where that bank's head office is.

  • Branch Code 0-9 A-Z

    3 digits specifying a particular branch. 'XXX' represents the bank’s head office.


Below is a list of some important events in banks history, including mergers and acquisitions.