1st Capital Bank is a community-oriented financial institution that was established on April 16, 2007, underscoring a commitment to serve businesses, professionals, and residents throughout California's Central Coast. With a mission to provide sustainable value to customers, communities, team members, and shareholders, the bank operates with a vision of cultivating thriving communities​​. To Read Core Details Of 1st Capital Bank In short CLick Here.

The bank is headquartered in Monterey County, California, and operates as a state-chartered commercial bank that is not a member of the Federal Reserve. As such, it is supervised by the FDIC. 1st Capital Bank holds an FDIC certificate number 58485, ensuring that its deposits are insured by the Federal Deposit Insurance Corporation (FDIC), which is a standard measure of security for customers' deposits in the United States​​. Here is the list of 1st Capital Bank Routing Numbers CLick Here.

The bank's routing number, essential for processing checks and electronic transactions, is 121144612. This number is a unique identifier that helps in the correct routing of funds to and from the bank. Routing numbers are vital for the proper execution of numerous banking transactions​​.

1st Capital Bank prides itself on being a 5 Star "Superior" rated bank by Bauer Financial, indicative of its financial strength and stability. The bank’s executive officers have extensive experience in community banking, focusing on delivering a "best in class" financial institution to their customers, shareholders, and local communities. The board of directors is composed of experienced local business people who have a wide range of professional backgrounds. These individuals have deep roots in their communities and a shared passion for creating and maintaining a locally managed community bank​​.

The bank specializes in commercial lending, an asset concentration that implies a focus on providing credit services to businesses, which can include loans, credit lines, and other forms of financial assistance tailored to corporate clients. With total assets amounting to $480,666,000, 1st Capital Bank serves its customers from 5 branch locations. While the specific number of states the bank operates in is not provided, its branches are distributed within the California Central Coast region, thereby serving a localized customer base​.