1st Bank of Sea Isle City has a rich history that spans over 125 years, having been established in 1888 as Sea Isle Building and Loan. It was formed to promote home ownership in the Sea Isle City area. The bank started out small, initially operating out of a home and serving a predominantly rural and undeveloped region. In 1958, it merged with Tradesman Building and Loan, transitioning into First Savings and Loan of Sea Isle City. The bank opened its first office in 1964 and expanded its operations over the years, eventually outgrowing this space. By 1998, the board of directors elected to change the bank's charter to a federal charter, which provided more options under banking regulations. Along with this change, it also adopted a new name—First Bank of Sea Isle City—and in the following year, it was shortened to 1st Bank of Sea Isle City, the name by which it is known today. The bank has since introduced online banking and has continued to expand its physical presence, with improvements to existing branches and the addition of new ones​​. To Read Core Details Of 1st Bank of Sea Isle City In short CLick Here.

1st Bank of Sea Isle City is classified as a savings bank with a state charter and is supervised by the FDIC. It holds the FDIC Certificate number 30367. It operates with a bank charter class that includes savings banks and savings and loans. The bank has three offices in New Jersey, indicating its regional focus within the United States​​. Here is the list of 1st Bank of Sea Isle City Routing Numbers CLick Here.

The bank's policy reflects a commitment to security and customer service. It warns its customers against scams, advising not to click on links or attachments in unsolicited emails or texts, and it never asks for passwords or verification codes over the phone, email, or text​.

For personal banking, 1st Bank of Sea Isle City offers a variety of deposit accounts, including checking, savings, individual retirement accounts, and certificates of deposit. It also has holiday-themed savings clubs. Online services provided include online banking, bill pay, eStatements, mobile banking, and mobile deposit, among others. Account services such as check reorder, overdraft protection, and safe deposit boxes are also part of their offerings​.

Business services are similarly comprehensive, with deposit accounts, online services, and additional services like merchant services and wire transfers tailored for business clients​​. On the lending side, the bank provides residential mortgages, including construction loans, lot and land loans, home equity loans, and lines of credit. For businesses, it offers loans, lines of credit, and commercial mortgages​.

The bank’s mission is to maintain a hometown atmosphere while providing superior products and services, emphasizing its belief in the importance of families and the community it serves. Its approach to banking is described as warm and friendly, striving to be more than just another bank​​.